Sustainability

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We embrace our responsibility to operate sustainably.

We strive to minimize our environmental impact, operate and invest ethically, and govern our business with integrity and social responsibility. At RGA, we view sustainability to be central to our success and core to our business model. RGA exists to help make financial protection accessible to all, and our products are effective precisely because they are inclusive. 

Climate Change Governance and Policy

Addressing climate change is central to RGA's purpose: to protect people. As a member of the Geneva Association Task Force on Climate Change Risk Assessment, RGA is dedicated to uniting the insurance industry in action.

Sustainable Footprint

RGA will reduce emissions from our Scope 1 and Scope 2 activities to net zero by the end of 2026. Our headquarters and largest operating facility, based in Chesterfield, Missouri, was constructed in line with LEED (Leadership in Energy and Environmental Design) Gold requirements. To qualify, the state-of-the-art building achieves high energy and environmental efficiencies. 

Sustainable Investing

Through rigorous research, analysis, and ongoing investment monitoring, we aim to invest in companies that are committed to reducing their carbon footprint, providing solutions to reduce carbon emissions for the planet, or adding to the health and financial security of communities.
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Long-term ESG
Strategy Highlights

+$472M

$472 million in
green, social, and
sustainable bonds in 2021

TCFD-Aligned

Risk management activities
align with Task Force on
Climate-related
Financial Disclosures’
(TCFD) framework

20%

Planned reduction in carbon
intensity in public corporate
bond portfolio by 2026


Net-Zero

Seeking to reduce scope 1
and scope 2 greenhouse
gas (GHG) emissions, targeting
net-zero operational emissions
by year-end 2026

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Sustainable Products

At RGA, we believe the success of our products and propositions can be measured, not only by market share, but by social impact. By overcoming product and distribution barriers, we are expanding access to protection products within underserved communities around the world. Explore case studies in responsible product innovation.

Learn More

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A woman in the London office shares data security and ethics guidelines

Policies and Governance  

We are committed to sound governance, responsible business practices, and the highest ethical standards.

Human Rights/Human Trafficking Policy
Code of Conduct 
Policies and Governance Center

Sustainability Report

RGA embraces our responsibility to operate sustainably and with integrity.