Reinsurance

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Reinsurance spreads the financial risk of claims, enabling insurers to avoid large variations in experience and maintain financial stability.


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As a reinsurer, RGA shares risk on individual and group life and health insurance policies in exchange for premiums.

By assuming risk, RGA empowers our insurer clients to limit potential losses and empowers these companies to deliver on their promises to pay the policyholders’ claims. In short, we insure other insurance companies.  

Reinsurance Protects People

Reinsurance from RGA enables our clients to take on risks that would otherwise pose too great of a burden – and to extend protection to more under- and uninsured families. Other forms of reinsurance empower companies to more efficiently manage capital and meet reserving requirements.

RGA supports clients and partners around the world through innovative approaches and customized solutions. We are the only global reinsurance company to focus primarily on life- and health-related reinsurance solutions. Our core products and services include life reinsurance, living benefit reinsurance, group reinsurance, health reinsurance, financial solutions, facultative underwriting, and product development. 

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Glossary of Terms

 Anyone who explores reinsurance requires an experienced guide. RGA created this glossary of terms to help you navigate this complex world. Find simple definitions of critical concepts. 

 

Learn about Reinsurance