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Reinsurance Group of America Reports Fourth Quarter and Full Year Results

Fourth Quarter Results

  • Net income available to RGA shareholders of $3.02 per diluted share, including adverse foreign currency effects of $0.42 per diluted share
  • Adjusted operating income* of $2.99 per diluted share, including adverse foreign currency effects of $0.22 per diluted share
  • Premium growth of 1.1% over the prior-year quarter, 6.0% on a constant currency basis
  • Deployed capital of $80 million into in-force and other transactions
  • Total shareholder capital returns of $78 million: $25 million of share repurchases and $53 million of shareholder dividends
  • Estimated COVID-19 impacts1 of approximately $70 million on a pre-tax basis, or $0.78 per diluted share2

Full Year Results

  • Net income available to RGA shareholders of $9.21 per diluted share, including adverse foreign currency effects of $0.15 per diluted share
  • Adjusted operating income* of $14.43 per diluted share, including adverse foreign currency effects of $0.53 per diluted share
  • Premium growth of 4.5% over the prior year, 8.4% on a constant currency basis
  • ROE 8.7% and adjusted operating ROE* 10.3% for the trailing twelve months, reflecting 1.5%2 of COVID-19 impacts1
  • Deployed capital of $430 million into in-force and other transactions
  • Total shareholder capital returns of $280 million: $75 million of share repurchases and $205 million of shareholder dividends
  • Estimated COVID-19 impacts1 of approximately $447 million on a pre-tax basis, or $5.02 per diluted share2

COVID-19 impact estimates include fourth quarter mortality and morbidity claims of approximately $71 million with offsetting impact from longevity of approximately $1 million and full year 2022 mortality and morbidity claims of approximately $453 million with offsetting impacts from longevity of approximately $6 million.
Tax effected at 24%.

ST. LOUIS, Feb. 2, 2023 - Reinsurance Group of America, Incorporated (NYSE: RGA), a leading global provider of life and health reinsurance, reported fourth quarter net income available to RGA shareholders of $204 million, or $3.02 per diluted share, compared with $156 million, or $2.30 per diluted share, in the prior-year quarter. Adjusted operating income* for the fourth quarter totaled $202 million, or $2.99 per diluted share, compared with adjusted operating loss of $38 million, or $0.56 per diluted share, the year before. Net foreign currency fluctuations had an adverse effect of $0.42 per diluted share on net income available to RGA shareholders and $0.22 per diluted share on adjusted operating income as compared with the prior year.

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Lynn Phillips
Vice President, Corporate Communications
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Lizzie Curry
Director of Public Relations, Corporate Communications
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