RGA's health actuaries have both breadth and depth of expertise in health pricing, and are highly expert across a wide range of products, underwriting and distribution practices and territories: Individual and group products, medical reimbursement and fixed benefits; comprehensive, in-patient- and out-patient; disease-specific, for example cancer reimbursement; dental; international private medical insurance; simplified issue; and self-funding solutions for large employer groups.
RGA’s health actuaries routinely price a wide range of reinsurance solutions, from standard proportional and non-proportional arrangements to bespoke transactions designed to optimize risk transfer and capital deployed and facilitate global business flows.
RGA's health actuaries support clients throughout the product lifecycle. From product development through to portfolio performance management and in-depth experience analysis, our actuarial team delivers ongoing value. RGA’s actuaries also provide training, pricing tools and retrospective reviews of pricing, working with clients to promote efficiencies and actuarial best practices.
In the right hands, health data can be transformative. RGA's teams of health actuaries and data scientists have an expert understanding of health information.
RGA brings deep analytical expertise gained from working with datasets and solving problems in a diverse range of health markets. Most importantly, we put that experience to work for you, leveraging data and our multidisciplinary teams of medical and actuarial health experts to drive and inform analysis and decision making.
Underpinning our health analytics is a dedicated health data warehouse that provides easy access to clean, accurate data from markets around the world, and the latest analysis, visualization, and dashboarding tools.
In addition to leveraging standard health insurance data, RGA is deriving insights from new explanatory factors and predictors of health experience – in particular, data generated from digital health domains, for example wearable devices, and data related to fraud, waste, and abuse. By integrating this next-generation data with standard health data, RGA is building a powerful health data ecosystem to deliver market-leading insights.
Speak to us about our expertise in health data ecosystems, risk, and actuarial analysis.
