RGA is deeply experienced in all types of group arrangements, from pure employer / employee groups to creditor or association business underwritten on a group basis.
Our capabilities lead the industry across multiple group risk classes, including critical illness (CI), disability/income protection, accident, long-term care (LTC), and total and permanent disability (TPD).
At RGA, we do more than manage group living benefits risk; we manage change. RGA offers the research, underwriting and claims service, medical expertise, digitization, distribution, and data analytics support, and product development insight to empower you to navigate these complex risks.
Get the support you need to manage your Living Benefits portfolio to enhance group risk assessment and claims handling, expand your product range, and help you grow in these competitive markets. RGA offers highly regarded global underwriting and claims manuals, an intelligent disability income claims duration management tool, and the market-leading automated underwriting engine AURA NEXT.
Available in multiple languages, this all-in-one resource includes comprehensive, country-specific overseas death claims risk management and fraud prevention tools and calculators.
Users can access a library of best practice guides packed with practical advice, medical information and definitions, key considerations, and knowledge checks across an array of benefit types and critical illness and disability income conditions. Other sought-after features include podcasts, webcasts, and training as well as toolkits on vital topics, such as behavioral science and long COVID.
Group Risk Dimensions® is a suite of solutions offered exclusively by RGA that identifies different dimensions of insurance risk, ranging from medical to behavioral. The flagship Group Risk Dimensions solutions, MedScore,® and TransUnion TruVisionTM Life Group provide our group carrier clients with a consistent, compatible set of predictive tools that, when used separately or in combination, deliver powerful pricing and underwriting insights. The solutions have been developed over a series of years, and have been thoroughly researched and tested to be actuarially credible.
Do you need to enter, create, develop, or enhance existing group living benefits? Partner with us to maximize your product portfolio and navigate complex markets.
