Group Life

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Group Life reinsurance isn’t an afterthought at RGA; it’s a strategic advantage.

As the only global reinsurer focused exclusively on life and health, RGA works with insurers around the world to reinsure group life products that protect millions of people. 

Our Group Life insurance professionals are dedicated and best-in-class, with a proven history of delivering results. 

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Why Partner with RGA? 

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Exceptional Value-Added Services

Exceptional attention to detail distinguishes our group claims, underwriting, actuarial, and data analytics support. No other group reinsurer has more experience in rating risks or a better reputation for innovation, expertise, training excellence, group research, and thought leadership. We do more than support your risk; we empower your people – so you can grow. 

Discover our Services

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World-Class Tools

Group Life markets are being reshaped by demographic change, medical advances, and digital disruption. You need more than advice to assess risk; you need tools. RGA offers access to world-class, research-based underwriting and claims manuals, AURA NEXT, a top-rated SaaS-based automated underwriting solution, and much more. 

Explore our Product Offerings

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You Have Challenges.
RGA Helps You Solve Them.

 

Global Underwriting Manual (GUM)

Insurers need confidence that the underwriting manual they use is the right one. With RGA’s Global Underwriting Manual (GUM), insurers have the power of a recognized global leader with them every step of the way. 

Global Claims Manual / Guide

Available in multiple languages, this all-in-one resource includes comprehensive, country-specific overseas death claims risk management and fraud prevention tools and calculators.

Users can access a library of best practice guides packed with practical advice, medical information and definitions, key considerations, and knowledge checks across an array of benefit types and critical illness and disability income conditions. Other sought-after features include podcasts, webcasts, and training as well as toolkits on vital topics, such as behavioral science and long COVID. 

Group Risk Dimensions®: Exclusive Predictive Insights Tools

Group Risk Dimensions® is a suite of solutions offered exclusively by RGA that identifies different dimensions of insurance risk, ranging from medical to behavioral. The flagship Group Risk Dimensions solutions, MedScore,® and TransUnion TruVisionTM Life Group provide our group carrier clients with a consistent, compatible set of predictive tools that, when used separately or in combination, deliver powerful pricing and underwriting insights. The solutions have been developed over a series of years, and have been thoroughly researched and tested to be actuarially credible.

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You Might Also Be Interested In ...

Claims

We combine deep technical knowledge and a proven methodology – coupled with a key ingredient: a human approach. 

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Longer Life Foundation

Learn more about this unique not-for-profit collaboration to fund and publish longevity and wellness research.
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Leading Innovation

Access a portfolio of group risk assessment solutions, including MedScore®, a new dimension to group health risk identification, and the TransUnion TrueRisk® Life Group score. Used separately or in combination, scores from RGA can deliver powerful pricing and underwriting insights for group carriers

 

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Let's Connect

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David Sipprell
David Sipprell

Senior Vice President
U.S. Healthcare
RGA U.S. Group Reinsurance 

Dean Abbott
Dean Abbott

Senior Vice President  
Head of U.S. Group Reinsurance and Latin America
U.S. Group Reinsurance

Melissa Tilford
Melissa Tilford

Vice President, Reinsurance Underwriting
U.S. Group Reinsurance

Erin Crump
Erin Crump
Vice President 
Business Initiatives 
RGA International Re

Our Team is Here to Help

Group insurance doesn’t stand still; neither should you. Partner with a team that never stops innovating and investing in your success. 

 

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More Insight from RGA