Let RGA be your guide. Leveraging decades of facultative underwriting leadership, we have developed a comprehensive, purpose-built, and transformative suite of services.
We don’t just bundle existing products and services; we partner with you to customize scalable, repeatable solutions to support your strategic objectives.
Our Strategic Underwriting Program (SUP) supports direct-carrier underwriting with additional capacity, process, modernization, and de-risking, and connections to new partners, tools, and technologies – all while sharing the risk.
Dozens of carriers have turned to RGA’s SUP program to relieve pressure on their systems while focusing on profitable growth.
Every day, RGA earns our reputation for facultative reliability, delivered with a sense of urgency. We are the world leader in individual large case underwriting and substandard risk assessment, receiving more than 8 million facultative cases since 1979, including more than 100,000 facultative cases reviewed in 15 of the last 16 years.
We use this insight to support you through facultative enabling capabilities.
FAC Exchange is a two-way case
exchange between insurers and reinsurers
Proven reduction in time-to-underwrite (+40,000 cases in 2022)
from FAC Optimization, a solution incorporating machine learning
ASAP named best auto-fac
decisioning tool for the last seven years
(source: NMG Consulting)
Expert facultative review
including ASAP for instant decisions online
Transform prescription drug histories and digital health records into actionable underwriting insights with RGA. RGA pioneered risk assessment utilizing Rx scoring, and today we are breaking new ground with digital health records, including electronic medical records (EMRs), medical claims, and laboratory results. We also work with partners to digitize APSs and unstructured data. Partner with us to further your underwriting modernization; better understand use cases, available vendors, and data intricacies; and perform Rx/digital health record studies to prove or disprove hypotheses. Advanced analytics can transform your risk assessment.
Emerging data sources are transforming the science of risk selection, and predictive modeling now empowers insurers to apply new, non-traditional evidence sources to underwriting, from credit data to fraud-risk-scoring models.
Vice President and Chief Underwriter
U.S. Underwriting
U.S. Individual Life
We are distinguished by a best-in-class underwriting service, including a first-of-its-kind Facultative Call Desk, and strong relationships with a global network of retrocessionaires, which allow us to quickly secure available capacity.
Our clients’ experience is our experience, and we do well if our clients do well. RGA’s deep risk assessment expertise and research-based ratings provide reassurance, consistency, and stability. Curious? Contact us.
